Money does talk

10 Idioms about money and what they really mean

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In this day and age, money is one of the central aspects of our lives. But not only does it shape the way we live: sometimes, it can shape the way we talk. Our daily language is stuffed with colorful expressions about cash. From the most silly to the utterly serious, they all carry a story, often stranger than the phrase itself. Let's break down some popular idioms about money that prove how creative we can get!

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It sounds quite obvious, but this idiom is still the go-to phrase for parents trying to rein in their children's over-eager spending. Rising to popularity during the early 20th century, this phrase underscores the finite nature of money while highlighting the value of hard work and careful spending.

Ironically, some people say that paper money does, in a sense, come from trees, but this isn't true in the United States. US dollars are made of cotton fiber, not of wood fiber.

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Today, this phrase conjures images of crashed piggy banks; we use it when we spend what seems like a fortune on a luxury car or some hard-earned vacations. However, the origins of this idiom stretch back to 19th-century casinos. If a gambler, by luck or cunning, won more than the house could cover, they quite literally broke the bank, and the casino had to shut down the table.

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This one is pretty straightforward: it actually comes from the farmyard. Dairy cows, requiring little beyond feed and care, produce milk steadily for many years. In the 20th century, businesspeople borrowed the metaphor: a cash cow is any product that brings consistent profit with minimal effort on the company's part. Think of razor blades, sodas, or charging cords: humble items that, while unassuming, keep the cash flowing steadily.

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Sounds painful when you think about it, right? Some historians trace this phrase back to 9th-century Ireland, when it referred to the pain of paying heavy taxes levied by the Norse invaders. Legend has it that, if you didn't pay on time, collectors would slit your nose in punishment.

While this grisly tale is debated, the idiom stuck, and today it simply means to pay for something more than what it's actually worth. Thankfully, we get to keep our noses.

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Another idiom that comes straight from the farmyard. The story goes that farmers once kept an egg (sometimes real, sometimes carved out of wood or made of porcelain) in a chicken's nest to encourage hens to come back and lay more eggs in the same place. By the 1600s, this practice gave rise to the figurative nest egg: money set aside to grow over time.

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In 18th-century England, wealthy families often gifted silverware at birthdays or baptisms, a symbol of prosperity and high status. To the common folk, pointing out that someone was "born with a silver spoon" meant that they started life with privilege, without the need to make their own fortune. The phrase stood the test of time, though kids today would probably say that people "born with a silver spoon" are "playing life on easy mode."

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Today, this is a common phrase used when someone has to cut their expenditures. However, this one has very dark origins rooted in real hardship. In times of famine or economic downturn, people literally have less to eat and lose weight, having to pull their belts tighter. In the US, this phrase rose to prominence during the Great Depression, when cutting expenses and making do with less became commonplace.

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This fun idiom about providing for the family might have much more bizarre roots than we imagined. A possible origin for this phrase traces it back to 12th-century England, where the town of Dunmow promised a slab of bacon to any married couple who could swear before god that they hadn't quarreled for a year and a day. Lighthearted recreations of this tradition still survive in Great Dunmow, Essex.

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This one sounds like a cautionary tale about shady investment opportunities and online deals that are too good to be true, but its origins can be traced back to the writings of a 1573 English clergyman. The message is clear: careless spending will lead to dire consequences. The phrase has remained popular because, unfortunately, it's timeless. Times have changed, but fools still part with their money; only the scams have changed.

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Short, blunt, and cynical, this enduring phrase is a testament to the power that money represents. It expresses the idea that, sometimes, wealth can influence decisions faster than persuasion or logic. This phrase dates to at least the 1600s: it appears in literature from that time, and it hasn't changed a bit since.

Letters with meaning

Think you know what "PIN" stands for? Let’s test that!

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You probably rattle off "PIN," "USB," or "Mrs." without hesitating, but do you actually know what those letters stand for? Some abbreviations come from Latin, some from long-lost measurements, and a few make absolutely no sense at first glance. So let’s dive into the interesting roots of 12 common abbreviations you’ve been using for years.

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Why "No." for "number" when there’s no "O" in the word? You can blame Latin on that one.

The abbreviation comes from numero, meaning "number," which was originally abbreviated as an "N" with a small "o" above it (Nº). That old symbol eventually morphed into the familiar No. we still use today.

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The abbreviation "lb" actually comes from libra pondo, Latin for "a pound by weight." The pondo gave us the English word "pound," while the libra stuck around as "lb."

It’s also why the British pound symbol (£) looks like a fancy "L." How interesting is that?

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"Ounce" and "oz" don’t match up phonetically, but historically, they’re connected. The word comes from the Latin uncia, meaning one-twelfth of a Roman pound.

It passed through Italian as onza, which is how we ended up with the abbreviation oz. Now it makes a little more sense, don’t you think?

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Most of us know whether it’s morning or night without translating Latin, right? But there’s some history behind these time markers. A.M. stands for ante meridiem (before noon) and P.M. for post meridiem (after noon).

You’ve probably seen "post" in other words like "post-op" or "postwar"—now you know why it shows up in time too!

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"PIN" stands for "personal identification number"— so saying "PIN number" is technically redundant.

Scottish engineer James Goodfellow created the PIN system in 1966 when he patented an early cash machine. Now it’s second nature, and we don’t even think twice about typing it in.

Bonus fact: "ATM" stands for "automated teller machine," so saying "ATM machine" is also a redundancy.

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"CC" stands for "carbon copy," from the days when people used carbon paper to make duplicates of typed letters. You’d slip a sheet between two papers, type your note, and you had two copies.

The email version took off in the 1980s, and we’ve been CC-ing ever since.

"BCC"? That’s "blind carbon copy," meaning the recipient is hidden from others. How about that, huh?

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"Universal Serial Bus" might sound like a fancy Greyhound line, but it’s actually the system that helps gadgets talk to each other.

In computer terms, a "bus" is a communication channel, like a digital highway. The USB was created in the mid-1990s to simplify connecting devices.

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You’ve probably seen "et al." on academic papers or research articles. It’s short for et alia, Latin for "and others."

Only the "al" is abbreviated, which is why it gets the period. The word alia is also the root of "alias," a name used by someone else. But you already knew that one, didn’t you?

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CV stands for curriculum vitae, Latin for "course of life." It’s a fancier version of a résumé and is often used in academia or overseas job applications.

The phrase popped up in the early 1900s and adds a bit of sobriety to your work history. Who said job hunting couldn’t be sophisticated?

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"MO" stands for modus operandi, Latin for "method of operating." Originally, it described the signature behavior of criminals, but these days it’s more broadly used to mean someone’s usual way of doing things.

If your uncle always steals the last slice of pie, that’s just his MO. Sneaky, but predictable, you know.

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The SIM in your phone stands for "Subscriber Identity Module." It’s what tells the network who you are and lets you make calls, send texts, and use data.

First rolled out in 1991, SIM cards act like your phone’s ID badge—without one, your phone’s just a fancy calculator.

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"Mrs." looks like it should rhyme with "mars," but we say it "missus." That’s because it originally stood for "mistress." Don’t worry— not the scandalous kind, just the lady of the house.

Over time, mistress took on new meanings, but the "R" stayed behind in the abbreviation. Go figure.